Residential house

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Your house, so much more than just your home. With Guardian Group Fatum home insurance, all your possessions in and around your home are well insured. Based on your personal requirements, you can work with us to create a package.

Residential house

Guardian Group Home Insurance has very comprehensive coverage. This coverage includes:

  • Damage caused by fire and possible extinguishing

  • Property damage caused by rain or flood

  • Costs resulting from water supply damage and costs of locating the defect

  • Damage due to overvoltage/induction and lightning strikes

  • Cost of necessary replacement of locks after burglary or attempted burglary

  • Rescue costs (costs incurred by the insured, at or after a covered event, to prevent further damage) in excess of the sum insured

  • Accident coverage and death risk

  • Free liability insurance for individuals

Please note that a home insurance policy does not automatically include your contents. For that, Guardian Group has contents insurance. Want to know exactly what is covered or want a customized policy? Please contact us for more information.

Contents

Guardian Group contents insurance covers your possessions in and around your home against the financial consequences of theft and damage caused by such things as:

  • Fire and any related extinguishing activities

  • Water loss from water pipe damage

  • Theft

In addition, Guardian Group covers salvage costs, among other things. These are costs above the sum insured that the insured incurs at or after a covered event to prevent further damage.

Want to know exactly what is covered or want a customized policy? You can contact us for a personal consultation or follow our online services.